4220 Guide Meridian
Bellingham, WA 98226


Sat10:00 AM - 6:00 PM
Sun10:00 AM - 5:00 PM
Mon9:00 AM - 8:00 PM
Tue9:00 AM - 8:00 PM
Wed9:00 AM - 8:00 PM
Thu9:00 AM - 8:00 PM
Fri9:00 AM - 8:00 PM

*Holiday hours may vary.
Please call this branch for details.


10:00 AM - 6:00 PM

48.7941264 -122.4859643 039


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Average Customer Review

Excellent service


Excellent service one of the best customer service teams I've seen. Thank you girls for being so nice under special circumstances. Guide Meridian team rocks and that's the truth. -

Moneytree Response: Our team members work hard to exceed your expectations Frank. Thank you for choosing Moneytree.

Great customer service!!!!


Great customer service!!!! I needed some extra cash to make it to payday. I didn''t know where to turn. I ended up looking at the Internet for help. Moneytree is what popped up on my computer. I called them, and they were very nice and told me what info to bring in. Anyways, my bank statement info needed to be pulled up on the net in the store, because I don''t have a paper copy. To say the least, I am very Sloowwwwww and ignorant when it comes to the internet. But, I am learning. The pretty young lady that was helping me get my paper work together, was very nice and patient. I really appreciated her smile and genuine kindness. She made my first loan experience pleasant, instead of dreadful. You see, I have a phobia of people. I am actually terrified of going into new places and I dread talking to strangers. THANK YOU MONEYTREE, FOR YOUR HELP AND PATIENCE!!! -

Moneytree Response: Hi Rosemary. Thank you for giving us the opportunity to provide you with excellent service.


Payday Loans

Loans up to $700

The finance charge for a payday loan up to $500 is $15 per $100 borrowed. For a loan over $500, the finance charge is $15 per $100 on the first $500 borrowed and $10 per $100 for the loan amount over $500.

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Annual Percentage Rate (APR):

Using a $100 payday loan as an example:

A payday loan costs $15 per $100 borrowed up to $500, and $10 per $100 on the amount over $500. For example, the total amount due on a $100 loan for 14 days would be $115 and has an APR (annual percentage rate) of 391.07%*.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

View sample loan fees

Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Business Loans

Moneytree offers fast, flexible and immediate business loans. Same day approval and funding  just complete a simple application.

Apply for a business loan today! Click the link below to print a Moneytree business loan application and get started!

Download Business Loan Application


Loans up to $500
The finance charge is $15 per $100 borrowed.


Using a $100 payday loan as an example:

A signature loan costs $15 per $100 borrowed up to $500. For example, the total amount due on a $100 loan for 14 days would be $115 and has an APR (annual percentage rate) of 391.07%.*

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule. 



Check Cashing

Check Cashing Rates

Payroll Check: 2.9%
Payroll Check (Handwritten): 2.9%
Government Check: 2.9%
Personal (1st and 2nd Party): 5.9%
Money Orders: 5.9%
Insurance Drafts: 5.9%
Cashier's Check: 5.9%
Tax Check: 1.9%
Moneytree Money Order: 1.0%
Other Checks: 5.9%

Business Check Cashing Rates

Business Owners: Ask about special rates.

In addition, a $1.49 fee is charged on transactions over $20.

Other Services

Money Orders

Up to $1000: $1.25 ea.
With Check Cashing or Loan Transaction: Free

Postal Services

Stamps: Face Value
Book of Stamps: Face Value

Additional Services

Cash Withdrawal: Ask for Details

Western Union

Western Union: Fees to send money vary depending on the dollar amount sent.

CheckFreePay Bill Payments

Standard 3 to 4 Business Days: $1.50
Next Day: $2.50
Visa / Mastercard: $2.50


Bad customer service


Bad customer service and if you want to take an amount you need for a loan, they won't give it to you. I'm not stepping in that place anymore and i'm telling my friends and family to not even try to get a loan from there. We will go somewhere else. -

Moneytree Response: Hi Tony. Thank you for taking the time to leave us a review. We're sorry to hear that your experience was less than excellent. We want to provide you with the best product and service to exceed your expectations. We will look into your concern and may be in contact with you. Thank you for choosing Moneytree.

Well done!!


To all that work in the b-ham Moneytree, Well done!! Thank you for being so helpful and Nice !!!!! -

Moneytree Response: Hi Michael. Thank you for leaving a review for our Bellingham branch. We're glad our team members were able to provide you with excellent customer service. We hope we were able to exceed your expectations. Have a great day. Thank you for choosing Moneytree!